If you’re a Canadian with a modest or low income, you’re likely already familiar with the GST/HST credit.
This tax-free quarterly payment aims to alleviate the financial strain caused by goods and services taxes. The $179 GST/HST credit installment for Canada 2025 is set to be distributed in July.
Here’s everything you need to know about eligibility, payment schedules, and how this credit works.
What is the GST/HST Credit?
The Goods and Services Tax/Harmonized Sales Tax (GST/HST) credit has been a longstanding part of Canada’s income-tested benefit system.
This quarterly payment is designed to help lower-income individuals and families offset the costs of taxes on goods and services.
The Canada Revenue Agency (CRA) automatically determines eligibility for the credit based on the previous year’s tax return.
The next $179 payment will be distributed in July 2025, with potentially higher amounts for families or those with children.
No separate application is required—simply file your taxes, and the CRA handles the rest.
When Will You Receive the Payment?
The CRA has confirmed that July 5, 2025, is the official payment date for the third-quarter installment of the GST/HST credit.
This payment will be made via direct deposit or mailed cheques. To ensure you receive your credit:
- File your 2024 tax return (even if you had no income)
- Keep your address and banking details up-to-date with the CRA
- Use your CRA My Account to check payment status and history
If your payment is delayed, the most common reasons are either missing tax returns or unreported changes to marital status or income.
Who Qualifies for the GST/HST Credit?
To be eligible for the July 2025 GST/HST credit, you must meet the following criteria:
- Be 19 years or older by July 1, 2025
- Be a resident of Canada for tax purposes
- Have filed your 2024 income tax return
- Meet the income criteria based on your adjusted family net income
Single adults are assessed individually, while couples are considered as a family. If you have children under 19, you’ll receive additional amounts per child.
Even newcomers to Canada can qualify if they meet residency and filing conditions.
How Much Will You Receive?
The GST/HST credit amounts vary annually, with adjustments based on inflation. For 2025, the average amounts are as follows:
| Household Type | Annual Amount | Quarterly Amount (Approx.) |
|---|---|---|
| Single Adult | $179 | $44.75 |
| Married/Common-law Couple | $379 | $94.75 |
| With 1 Child | +$179 | +$44.75 |
| Each Additional Child | +$179 | +$44.75 |
These figures represent the average credit amounts; your actual payment may vary based on the specific details in your 2024 tax return.
What to Do If You Miss the Payment
If you don’t receive your payment by mid-July 2025, here’s what you can do:
- Log into your CRA My Account to verify your eligibility and payment status.
- Ensure your 2024 tax return was filed and processed.
- Double-check that your direct deposit or mailing info is up-to-date.
If it’s been more than 10 business days since the payment date and you still haven’t received your credit, you should contact the CRA directly.
Remember, the CRA will never ask for personal information via text or email, so be cautious of scams.
Additional Support and Resources
The GST/HST credit is part of Canada’s broader system of income-tested benefits. It works alongside other government programs like the Canada Child Benefit and the Climate Action Incentive.
If your financial situation changes, or if your income drops, be sure to update your details with the CRA to ensure you’re receiving all the benefits you’re entitled to.
This $179 GST/HST credit is more than just a payment—it’s an essential support for millions of Canadians trying to manage their daily expenses.
The GST/HST credit is a vital benefit for low-income Canadians that helps ease the burden of sales taxes.
With the next payment set for July 5, 2025, ensure your taxes are filed and your details are updated so you can receive your payment on time.
FAQs
Who qualifies for the GST/HST credit in 2025?
To qualify, you must be at least 19 years old, a resident of Canada, and have filed your 2024 tax return.
How much is the GST/HST credit payment for 2025?
The average quarterly payment for a single adult is approximately $44.75, and $94.75 for a married or common-law couple. Amounts are higher for those with children.
When can I expect the payment for the GST/HST credit?
The payment date for the third quarter of the GST/HST credit is confirmed for July 5, 2025.